Scams come at us almost daily. Luckily, whether phone calls or emails or even face to face, scams always use similar tactics.
1. Check the caller ID.
2. Think about the scenario. The more pressure there is, the more likely it is a scam. The FBI, IRS, and other government agencies never call to say people they are going to be arrested. They definitely do no use busy call centers in foreign countries. Banks always verify who you are with partial information, such as the last four digits of your account, credit card, or Social Security number. Banks will never ask you for the full numbers.
3. Listen to the caller's accent, grammar, and word choice. Also, listen for any background noises.
4. Ask questions. Regardless of what organization they claim to be calling from, ask them to give you its full name, location, phone number, their department, and extension number.
Terry Young is the founder and CEO of Internet Marketing and Design. Since 1997,
his computer programming and graphic design knowledge have kept his company
at the forefront of the latest technology in web development.
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